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金佑人生终生寿险2014款,附加险是重疾险。保额10万,一年交3000,交20年,已经交9年27000了……如果现在退保,只能拿回8000多。 我父母以前给我买的,我以前也没管,今天查了一下才知道……觉得不值当。我不打算生育,那身故赔付的钱对我也没用。保额才10万,分红少的忽略不计,重疾赔10万,轻疾赔2万,但我要交6万…… 我有点退掉,但是10年的沉没成本…… 大家怎么看呢

——written by momo

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