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除了(延迟满足)(目标导向)(预算管理)这类老生常谈的反人性思路,还有没有别的攒钱存钱的思路? 比如说近期有get到思路:如果想花1万块钱,看作是存了50万的利息(2%年利率),这样对这笔钱就有感知,如果不花这笔钱相当于存了50万。当然这个算法其实不对。 还有get一个思路:如果我每个月开支2000块钱,然后节约了20%,那我一年节约下的开支可以支撑我多开支3个月,也就是25%的时间。 这两种最近思路有尝试过,对大额消费比较好用,小额、高频的非必需消费就不太适合。

——written by 人在江湖骗子挨刀

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