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她乐园

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我妈妈61,今年查出了癌症早期,动过手术了,医生说没事了。(感谢老天爷保佑,体检真的很重要,肠胃镜不能少。)。住院期间,都是写的术语,发现哪里有异常组织,切掉了,送病理。没有提到过癌症。问题是她的保险是分红型的,不赔小病,且理赔的数额很小,如果病历写食道癌,一次付清,能理赔3万。以后她就相当于没有任何保险了。 我在想,如果病历不写食道癌,放弃分红险的三万理赔。是不是能买别家的保险,以后也好有个保障。别家保险查病历查到病理结果是不是也能查出癌症,就算不写是不是也没用。 还没出院,所以1.需要医生写病历隐瞒癌症吗?2.还是瞒也瞒不住,先领了分红型保险的三万再说?

——written by momo

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